Pay Plan Application

1. Borrower Information

Full Legal Name

Date of Birth

Email Address

Phone Number

Full Mailing Address

Government ID Type

ID Number

2. Gold Collateral Details

Only Canadian or American sovereign coins qualify for the 1:1 LTV program. Final spot price is settled at the time of entrance into the vault. Other gold types are evaluated on a case-by-case basis.

1 oz Sovereign

Full troy ounce (31.1 g)
Canadian Maple Leaf or American Eagle

1/10 oz Sovereign

One-tenth troy ounce (3.11 g)
Smaller coin — useful for precise amounts

Number of 1 oz Sovereigns

Number of 1/10 oz Sovereigns

Current Spot Price (CAD/oz)

Final price settled at vault. Edit if needed.

Calculated Advance Amount (CAD)

Estimated Monthly Payment

Term Selected

Other Gold (case-by-case evaluation only)

3. Pay Plan Terms Requested

Term Length

Preferred Start Date

Purpose of Funds (optional)

4. Acknowledgments

I confirm that I own the gold free and clear and have the legal right to enter this arrangement.

I understand that gold will be shipped to and stored in an RBC bank vault under dual-control, and that this is a Pay Plan (not a traditional bank loan).

I acknowledge that interest rates are fixed and that failure to complete payments may result in forfeiture of the gold after the stated notice period.

This form creates a draft for review only. Final terms require personal evaluation by a financial professional and a Zoom appointment. Not a binding offer.

1. Borrower Information

2. Gold Collateral Details

3. Pay Plan Terms Requested

4. Acknowledgments

Application Received